Risk Management and Alternative Forms of Insurance

Hampton & Pigott Newsletter 

“The first check you write is for the mortgage but the second is for the insurance.”

-The Blind Side

Risk Management is both a field of study and a practical application process. In short, the concept of risk management asks a business owner to identify risks, assess the potential costs associated with those risks, and take steps to lessen or eliminate those costs.

Car insurance is the classic example of traditional risk management. 

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